How to apply Amazon.ca Rewards Mastercard

The Amazon.ca Rewards Mastercard may be worth a closer look if you are a frequent Amazon shopper. This credit card offers some good features at no cost to keep in your wallet, including no income requirements and no annual fees. Whether you’re a Prime member or not, the Amazon.ca Rewards Mastercard offers a range of benefits. A $65 Amazon.ca Gift Card will be sent to you instantly once you have been approved. It’s a very cost-effective solution since there is no annual fee involved.

You’ll save 5% on your first $3,000 purchase with Prime if you frequently shop at Amazon.ca, Whole Foods Market, groceries, or restaurants. Prime members can receive 2.5% foreign currency payments after the welcome offer expires. Additionally, even if you are not a Prime member, you can earn 1.5% back on eligible purchases. Every 2,000 points you earn will be rewarded with an Amazon.ca gift card. With this card, you can take advantage of a variety of perks, including travel perks and purchase protection.

Benefits of the Card

The Amazon.ca Rewards Mastercard offers a number of benefits that make it an attractive choice.

• Cash Back

As a Prime member, you can earn 2.5% cash back on purchases at Amazon.ca and Whole Foods Market in Canada. For non-Prime cardholders at these locations, 1.5% cash back is offered. Users at other locations receive 1% cash back.

• No annual fee

A credit card that offers rewards without an annual fee will give you more money to spend on things you enjoy.

• Exchange of foreign currency for cashback

If you are an eligible Prime member, when traveling abroad or shopping abroad, you can earn 2.5% back on eligible foreign currency purchases.

• Eligible purchases earn rewards

Whether you’re at the gas station, grocery store or anywhere else MasterCard is accepted, you can earn rewards on other eligible purchases.

• Offer for new customers

A welcome bonus of 5% cashback is offered on up to $3,000 in spending at Amazon.ca and Whole Foods with the Amazon.ca Rewards Mastercard.

• Rental cars at a discount

With this card, you can save up to 10% off base rental rates at Avis Rent A Car and Budget Rent A Car in Canada, and up to 5% at Budget Rent A Car in the U.S.

• A complimentary insurance policy

There are two types of complimentary insurance included with this credit card:

• The warranty is extended for one year, and
• There is a 90-day purchase protection guarantee.

• Benefits of Additional Services

Avis and Budget Rent a Car offer savings along with rewards that offset foreign transaction fees. For lost luggage assistance and lost documents and tickets, contact Lost Baggage Assistance. During your travels, you will also benefit from unexpected return home benefits.

Prerequisites To Apply For Card

The following eligibility requirements must be met for applicants to receive the card:

• Score estimated between 760 and 900
• Income from personal sources: None
• Income of the household: Inapplicable
• Canadian residents who have attained the provincial age of majority in their respective provinces or territories must apply.

About MBNA

MBNA Bank has been a vital part of the financial industry for several decades. MBNA has been serving its customers for more than 40 years. During its early days, it was recognized as a pioneer in the credit card industry. MBNA differs from its competitors in that it is committed to customer satisfaction as well. The company has earned a reputation for offering a wide range of credit cards tailored to different lifestyles and needs. MBNA offers many credit cards, including a 0% interest credit card and a 0% balance transfer credit card. With an MBNA credit card, you can earn rewards, earn cash back, or build credit.

Using technology and innovation, the bank has made managing finances easier for its customers. Mobile apps and online banking make it easy to access account information and make transactions. With MBNA’s acquisition by Bank of America, the bank has become a global financial powerhouse. By partnering with this institution, the bank is able to provide its clients with even greater resources and services.

A financially reliable partner for individuals and businesses, MBNA Bank offers a diverse line of credit cards and embraces technological advancements.

Who is this card for?

You might want to give the Amazon.ca Rewards Mastercard a closer look if you’re a frequent Amazon shopper. You can get some good perks without having to meet income requirements, pay an annual fee, and keep your wallet full for no cost.

Step by step to apply for the card

Your Amazon.ca account can be used to apply for this card. A minimum income requirement is not applicable to the Amazon.ca Rewards Mastercard. As a result, your credit score may need to be good to qualify. If you prefer, you can apply via the MBNA website (which will redirect you to Amazon).

• Visit the Amazon.ca website
• Create an Amazon account and sign in
• You can apply for a Mastercard at Amazon.ca by clicking here
• You need to follow the instructions that appear on

As an added benefit, the card can be used immediately upon approval, rather than waiting for a physical card to arrive in the mail.

Positives and negatives of the card

Pros

• On Amazon and Whole Foods, you can get 2.5% back; on other purchases, you can get 1% back.
• You’ll receive 5% cash back for the first six months at Amazon.ca and Whole Foods ($150 value).
• There is a 19.99% charge on purchases; around 22.99% on cash advances and balance transfers.
• There is no annual fee
• A standard warranty benefit is provided by this card along with standard purchase security.
• Renting a car can be cheaper for cardholders by up to 10%

Cons

• It is possible for MBNA and Amazon to change their rewards and promotions at any time.

Amazon Rewards Points: How To Redeem Them

Your rewards will automatically convert into a $20 gift card for Amazon once you have accumulated 2,000 points.

Until your account is closed and no longer active, your points will remain valid.

One of the principal disadvantages of this card is that you can only spend rewards earned on Amazon.ca.

Furthermore, without an Amazon Prime account, for $9.99 per month, you won’t be able to access Amazon.ca’s and Whole Foods’ 2.50% cashback rates.

Fees and tariffs of this card

There are some truly attractive fees associated with this credit card. Due to the fact that it does not charge an annual fee, it offers financial flexibility and peace of mind to cardholders. No yearly fees are charged for the card, so you won’t be charged for owning it.

In addition, Prime members can benefit from exclusive benefits through the card. Using the card to make foreign currency transactions rewards members with a generous 2.5% cashback. This feature offers Prime subscribers not only valuable discounts on foreign purchases, but also encourages them to spend abroad. This card is an excellent choice for consumers who are looking for both fee-friendly features and cashback rewards.