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How to Apply American Express Green Card

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American express greend card you earn Membership Rewards points on everyday purchases, with flexible redemption options, plus you get free access to the VIP lounge and travel insurance cover.

Por: AbutreNews Team em September 11, 2023

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In the realm of credit cards, there are often hidden gems that offer exceptional value despite not always being in the spotlight. 

The American Express (AmEx) Green Card is one such example. While overshadowed by its more illustrious counterparts like the AmEx Gold and Platinum cards, the AmEx Green Card boasts a range of features that make it a compelling choice for savvy cardholders. 

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In this article, we will explore the advantages of the AmEx Green Card and uncovering its potential for substantial rewards. But first, as we always do, let’s have a brief view of the past history of American Express.

American Express background and profile

Founding (1850s-1880s): Founded in 1850 in Buffalo, New York, American Express started as an express mail business. By 1882, it introduced money orders to rival the U.S. Post Office.

Financial Services (1890s-1950s): Capitalizing on travel, American Express introduced traveler’s cheques in 1891 and established a travel division in 1915.

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Credit Card Era (1950s-1980s): In 1958, they launched their first charge card. Green Cards came in 1959, Gold in 1966, and Platinum in 1984. These cards became symbols of prestige globally.

Challenges (1980s-2000s): Facing competition from Visa and MasterCard, AmEx emphasized premium services. They launched the Blue Card in 1999, targeting younger demographics with smart chip tech.

Digital Age (2000s-Present): Embracing the digital shift, American Express offered online services and partnered with tech giants like Apple. They’ve recently prioritized customer experience and global expansion.

From its mail roots, American Express has consistently evolved, remaining a key player in financial services.

How to contact American Express Canada

Personal Cards: 1-800-567-2639
Small Business Cards: 1-877-891-0821
Chat: 9am-5pm EST, 7 days a week, via your [Online Services >> https://www.americanexpress.com/en-ca/account/login] account. 

Benefits of American Express Green Card

The American Express Green Card is a no annual fee credit card and has just issued a new sign-up bonus offering an impressive 10,000 Membership Rewards points after a minimum spending of $1,000 within the first three months. The Amex Green card comes with a potential yearly credit of up to $189, which can be applied toward the purchase of a CLEAR Plus subscription for one person, which makes this card a good match for frequent travelers.

Reward Points for Purchases

With the American Express Green Card you can pay practically anything with points. You can use your Reward Points for Purchases to pay for groceries, gas, travel, or why not, streaming services too.

All qualified purchases = $10 with 1,000 points.

American Express “Experiences”

Stay up to date on American Express Experiences!

Front Of The Line® Presales
With American Express Experiences, get early access to sought-after concerts, theatre shows, and events before they’re open to the public.

Front Of The Line® Reserved Tickets
Exclusive seats reserved for Cardmembers during public sales for major events through American Express Experiences.

American Express® Entertainment
Access special offers and events, from movie previews to theatre packages, ensuring unforgettable experiences with American Express Experiences.

Dining with AmEx Experiences
Get special access to top food events and restaurants for Cardmembers.

Retail with AmEx Experiences
Exclusive shopping experiences and online offers to elevate your style.

Wellness with AmEx Experiences
Curated wellness offers and experiences for Cardmembers’ self-care.

Onsite Benefits with AmEx Experiences
Swift entry at venues such as the Budweiser Stage, luxury lounging at AmEx Lounge.17, and priority services at Mirvish theatres.

Shopping Coverage

Your Card offers protection for eligible purchases, whether online or in-store.

Buyer’s Assurance® Plan10†
Extend the original warranty by a year for eligible items charged to your AmEx® Green Card.

Purchase Protection® Plan19†
Insure eligible items against damage or theft for 90 days from purchase, up to $1,000 per event.

Amex Offers26
Get personalized rewards for dining, shopping, and more via the Amex App or online. New deals added regularly.

American Express Travel Online27
Use your AmEx® Green Card for special hotel and car rental deals, and earn statement credits on eligible purchases for your travels.

Lending Options with AmEx

Find a lending solution tailored to your needs. Your AmEx Card offers payment flexibility and special lending offers for eligible members.

Who’s eligible for the American Express Green Card

Before Applying for the American Express® Green Card:

  • You must be a Canadian resident with a Canadian credit history.
  • You must be of legal age in your province or territory.

Important to Note:

  • Purchase rate: 20.99%. Funds advance rate: 21.99%.
  • Missed payments may increase rates to 23.99% or 26.99%.

How to obtain the American Express Green Card

Our Opinion

The American Express Green Card, with its recent upgrades, presents a compelling proposition for individuals seeking versatile rewards and valuable statement credits. 

The sign-up bonus alone, offering up to 10,000 of membership reward points, makes the Green Card a compelling option. Its ongoing rewards structure, statement credits, and lack of foreign transaction fees further amplify its value. The Green Card is especially advantageous for those who travel frequently, dine out, or utilize transit services regularly.

Despite its less flashy reputation compared to its counterparts like the Platinum and Gold Cards, the Green Card’s benefits, particularly the clear membership coverage and travel-focused rewards, make it a card worth considering. Whether you’re an avid traveler or a dedicated food enthusiast, the Green Card’s enhanced features could add significant value to your wallet.

A feature we also like is its Sustainability and Environmental Impact

An intriguing aspect of the American Express Green Card is its commitment to sustainability. As pointed out in this article from CNBC, the card is not metallic; rather, it is crafted from 70% reclaimed plastic collected from beaches, islands, and coastal communities. This eco-friendly initiative showcases a responsible approach to credit card production.

VISIT THE BANK'S WEBSITE TO APPLY

 

Maximizing Cashback: Efficient Strategies to Accumulate Rewards - Freepik

Maximizing Cashback: Efficient Strategies to Accumulate Rewards

dent life in Canada can be incredibly exciting but also filled with financial challenges. Whether juggling between classes, work, and fun, managing money becomes an ongoing task. Between textbooks, transportation, and entertainment, it's not uncommon for a student to feel the weight of expenses. This is where a credit card can become a true ally. However, the idea of getting a credit card can be intimidating for many students, especially if you don't have much financial experience. But what if I told you that a credit card can be more than just a tool to pay bills it can also provide exclusive benefits, improve your financial profile, and make your everyday life easier? In a setting like Canada's, where the cost of living is high and opportunities for students are plenty, having the right credit card can change the way you handle your finances. Contrary to what many believe, using a student credit card doesn’t necessarily mean falling into debt. On the contrary, if used responsibly, it can provide advantages that are beneficial for your future, as well as make life more convenient in the present. The best part? There are credit cards specifically designed for students, with better conditions and benefits tailored to their lifestyle. So, how can you choose the ideal credit card to make the most of these benefits? What makes a credit card advantageous for students in Canada? Let’s dive into all of that, from the most accessible options to the exclusive benefits that can help you grow financially. 1. How Student Credit Cards Work Student credit cards are essentially a simplified version of regular credit cards, with some more favorable conditions for those just starting their financial journey. These cards generally have lower credit limits, which helps prevent excessive debt. They also tend to be more accessible, with lower interest rates or no annual fees. In other words, they are ideal for those just beginning to build a credit history without the pressure of high debt. The main advantage of a student credit card is credit building. Many people wonder, "Why do I need credit?" Well, having a good credit history in the future can open doors in various areas, such as car financing, rentals, and even securing a job. In Canada, a good credit score is essential for many financial transactions, and starting early with a student credit card is an efficient way to pave this path. 2. Exclusive Benefits: What Do You Get from a Student Credit Card? Canada offers some of the best student credit card options, providing benefits that go beyond simply making everyday purchases easier. For example, many of these cards offer rewards programs that allow you to accumulate points that can be redeemed for travel, merchandise, or even discounts. If you love to travel and are looking for a more economical way to explore the world, this could be a great advantage. Moreover, there are benefits specifically for those still in college or university. Some cards offer discounts on textbooks, school supplies, and even student events, helping to ease the costs. Another important benefit is the possibility of earning cashback, meaning a percentage of what you spend is returned to your account, providing significant savings over time. When it comes to your financial profile, a student credit card is also an excellent opportunity to build a solid credit history. When used responsibly, paying off the balance regularly can increase your credit score, which is vital for future loans and financing. This can be an initial step toward securing a mortgage or vehicle financing, for example. 3. Popular Credit Cards for Students in Canada Now that you know what a student credit card is and the benefits it offers, it’s important to explore the options available in the Canadian market. Let’s take a look at some of the most popular cards that could be a great choice for someone just starting their financial journey. CIBC Smart for Students™ Mastercard®: This credit card is designed specifically for university students and offers a flexible credit limit. Additionally, it comes with a competitive annual interest rate and the opportunity to earn 1% cashback on all purchases, making it perfect for those looking to save over time. Scotiabank SCENE® Visa Card: If you’re a movie buff, this card could be ideal for you. It offers SCENE points for every purchase, which can be redeemed for movie tickets, products, and more. Plus, the card has no annual fee and offers an easy way to accumulate rewards on your everyday spending. BMO CashBack® Mastercard® for Students: As the name suggests, this card offers cashback on all purchases. What’s interesting here is that you can choose the cashback percentage in different categories, such as groceries or online shopping, allowing you to tailor the benefits to your lifestyle. Each of these cards has different features, so the choice depends on your spending profile and financial priorities. If you travel often, a travel rewards program might be ideal. If you prefer direct discounts, a cashback card could be more appealing. The important thing is to choose a card that aligns with your habits and brings the most advantageous benefits for your wallet. 4. How to Use Your Credit Card Responsibly Although a student credit card offers many benefits, irresponsible use can lead to financial problems in the future. The key to making the most of the opportunities that a credit card provides is being disciplined with its use. Here are some tips to ensure that you use your card wisely: Pay the bill on time: Avoid high interest rates by paying your bill in full by the due date. This helps keep costs low and prevents you from going into debt. Set a spending limit: Don’t use your credit card to buy things you can’t afford. Set a monthly spending limit and stick to it. Monitor your spending regularly: Use apps or your bank’s online platform to track your spending. This helps you stay on top of things and avoid surprises at the end of the month. Build an emergency fund: Even though the credit card is useful, having a financial cushion is essential to handle unexpected situations without resorting to credit. These practices will help you maintain a good credit history, ensuring that you can enjoy all the benefits offered by your student credit card Having a student credit card in Canada is not only a way to make everyday purchases easier, but it’s also an opportunity to build a solid financial future. With the right benefits, such as travel rewards, cashback, and credit building, you can turn your credit card into a powerful tool for your financial growth. However, the secret lies in responsibility. When used intelligently, your student credit card can be a crucial ally in making the most of student life and achieving financial success in the future. So now that you understand the benefits and how to choose the ideal credit card for students in Canada, how about starting to research the available options and picking the one that suits your lifestyle best? Your financial future begins now, and you can start building it with small decisions, such as choosing the right credit card.

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