How to Apply CIBC Aventura Visa Infinite Card

Earn Aventura Points on everyday purchases, enjoy airport lounge access & more with CIBC Aventura Visa Infinite Card.

Por: AbutreNews Team em October 20, 2023

The CIBC Aventura Visa Infinite Card allows you to earn Aventura Points on everyday purchases for redemption towards any travel booking. The top categories to earn accelerated points include gas, groceries, drugstores, and travel purchases.

There is a $139 annual fee, rebated the first year. Key benefits include opportunities to earn and redeem Aventura Points with no restrictions, airport lounge access, travel insurance, mobile device insurance, and access to Visa Infinite perks.

This card can provide exceptional earnings potential and flexibility paired with high-end benefits. Digital account controls also offer convenience and security.

The world of credit cards offers a plethora of options, each tailored to meet the unique needs of consumers.

For those who seek to maximize their travel rewards, enjoy exclusive benefits, and indulge in the freedom to explore the world without constraints, the CIBC Aventura Visa Infinite Card stands out as a formidable choice.

In this in-depth review, we will delve into the key features, benefits, application process, pros, and cons of this premium credit card.

Key Benefits

1.5x points at gas, groceries, drugstores: earn 1.5x points at eligible gas, grocery, and drug stores. This card presents an excellent opportunity to boost your rewards balance.
Travel enthusiasts will find another compelling reason to consider this card: you can earn 2x Aventura Points when you book your travel through the CIBC Rewards Centre.
$139 annual fee rebate: receive a yearly fee rebate with a CIBC Smart Plus Account.
Airport lounge access: get complimentary visits through the Visa Airport Companion Program.
Travel medical insurance: out-of-province emergency medical coverage is included.

Whether you’re planning a family vacation, a romantic getaway, or a solo adventure, these extra points can quickly add up and bring you closer to that dream vacation.

Requirements to Apply

Meeting the eligibility criteria helps ensure applicants have the means to manage monthly payments responsibly.

To qualify for the CIBC Aventura Visa Infinite Card, you should meet certain criteria:

Excellent credit: a good or higher credit score is a crucial factor that can significantly improve your approval odds.
Personal income of at least $60,000: you must have a minimum personal income of $60,000 to meet the income requirement.
18+ years of age: applicants must be at least 18 years old to apply for this credit card.
Canadian residency: the card is available exclusively to residents of Canada.

Meeting these eligibility criteria ensures that applicants have the financial means to manage their monthly payments responsibly, which is essential for any credit cardholder.

About CIBC

CIBC, the issuer of the Aventura Visa Infinite Card, serves over 11 million clients worldwide, across personal, business, and commercial banking and capital markets. The bank offers a wide range of financial products, advice, and solutions tailored to both consumers and businesses.

CBC places a strong emphasis on convenience, offering digital capabilities and anytime access to cater to the fast-paced lives of its customers.

The Aventura program is one such offering, enabling clients to earn flexible travel rewards that align with their diverse needs and lifestyles.

Ideal Cardholder

The CIBC Aventura Visa Infinite Card is a great fit for:

Frequent Travelers: If you’re a globetrotter who values premium benefits, this card’s travel perks and lack of redemption restrictions make it a fantastic choice.
High-Spenders: Those who frequently make substantial purchases, especially in the accelerated points categories, can maximize their rewards earnings.
Existing Aventura Members: If you’re already an Aventura member and wish to boost your reward points, this card offers the means to do so.
Lovers of Luxury: For those who appreciate high-end Visa Infinite perks, such as airport lounge access and comprehensive travel insurance, this card is sure to delight.

With no blackout restrictions on travel redemptions, the rewards flexibility suits many lifestyles and needs.

The flexibility of rewards, coupled with the absence of blackout restrictions on travel redemptions, means that this credit card caters to a wide range of lifestyles and travel preferences.

How to Apply

Applying for the CIBC Aventura Visa Infinite Card is straightforward:

Visit the CIBC website: head to cibc.com and click “Apply Now” to initiate the online application.
Provide Personal Details: fill in your personal information, including your name, income, birthdate, address, and SIN (Social Insurance Number).
Review and Agree: carefully review and agree to the terms and conditions electronically.
Receive an Instant Decision: in most cases, you’ll receive an instant decision within 60 seconds. If approved, your new card will be on its way, arriving within 10 business days.

If approved, your new card will arrive within 10 business days.

You could have this premium card quickly with an easy online application process.

The online application process is convenient, efficient, and designed to provide you with quick access to the premium benefits of this card.

PRESS HERE TO APPLY THE AVENTURA VISA INFINITE CARD

Pros and Cons

One of the card’s most enticing aspects is the access it grants to the Visa Infinite perks.

As an Aventura Visa Infinite cardholder, you’re invited to a world of exclusive privileges that elevate your travel experience.

This includes complimentary visits to airport lounges through the Visa Airport Companion Program, providing a haven of relaxation and comfort in bustling airports.

Moreover, the CIBC Aventura Visa Infinite Card extends its coverage with travel insurance, encompassing out-of-province emergency medical protection.

This added layer of security ensures you can explore new destinations with peace of mind, knowing you’re covered in case of unforeseen circumstances.

Pros:

No Travel Restrictions: one of the standout features of this card is that it imposes no restrictions on travel redemptions. You have the freedom to book your dream trip without limitations.
Airport Lounge Access: access to airport lounges through the Visa Airport Companion Program ensures a relaxing and comfortable start to your journey.
Comprehensive Travel Insurance: the inclusion of travel medical insurance with out-of-province emergency coverage adds a layer of security to your travels.
Mobile Device Insurance: this feature is a valuable addition for those who want to protect their smartphones and other mobile devices.
Visa Infinite Perks: as a Visa Infinite cardholder, you gain access to a world of premium Visa benefits.

Cons:

Annual Fee: the card carries an annual fee of $139, which, while reasonable, may deter some potential applicants.
Foreign Transaction Fee: for international travelers, the 2.5% foreign transaction fee can add to the cost of using the card abroad.

Activating Your Card: Two Simple Options

Once you receive your CIBC Aventura Visa Infinite Card, you have two easy methods to activate it:

Online Activation: register for online banking to access your account and activate your card.

Phone Activation: call the number on the sticker on the front of your new card, confirm your identity, and select your card PIN number. Your card is then ready to be used for purchases.

Fees & Charges

It’s crucial to understand the financial aspects of any credit card. Here are the key charges associated with the CIBC Aventura Visa Infinite Card

While premium rewards cards often come with steep annual fees, the CIBC Aventura Visa Infinite Card is reasonably priced at $139 per year. What’s even better is that this fee is rebated in the first year, effectively allowing you to try out the card’s benefits at no cost initially.

Key charges associated with the CIBC Aventura Visa Infinite Card: