Desjardins Cash Back World Elite Mastercard: Get Up to 4% Cashback and Exclusive Travel Benefits

Desjardins Cash Back World Elite Mastercard brings luxuries and cashback to your life. It lets you enjoy up to 4% cashback on every purchase and 21 interest-free days. The attractive thing about this card is that it has plenty of benefits for you. You might think that this card would be expensive and not easily manageable. But it charges you a lesser annual fee and interest rate. 

Perks of Cash Back World Elite Mastercard 

Every premium card lets you enjoy travel perks, but this can not only provide you with travel perks but discounts, cashback, and other elite insurances too. Desjardins knows what you want, so this card brings luxuries and amazing rewards to your life. Like: 

• Cashback offers 

Get 4% cashback by purchasing from supermarkets, grocery stores, butchers and bakeries. 3% on cinema tickets, theatre, circus, amusement parks, and orchestras too. Similarly, 3% cashback on all dine-in restaurants & public transport and 1% cashback on other purchases. You don’t need to redeem the Cashback, it will automatically credited to your account when you reach $100 cashback. 

• Travel insurance & facilities 

During traveling with family, any injury happens. This card provides coverage of $5 million each for you and your family. On damaged or lost baggage, you can claim $500 per person. Trip Cancellation coverage is also available for you, if the trip is canceled before departure then you can get $500 per person. 

Premium travel perks include access to almost 1300 Airport lounges in more than 140 countries. Just download the Mastercard travel pass app and avail the offer. Access the Boingo WiFi all over the world using the Mastercard app and stay connected to your loved ones while traveling the world. Traveling will let you earn cashback rewards too. Enjoy an amazing experience using Mastercard.

• Rental car offers and discounts 

Getting a rented car along with other benefits is easy with this card. Avail 25% discount at Hertz for car rates and GPS units. You can also get additional drivers for free and become eligible for 5-star status with the Hertz reward program. And 20% discount on Prestige collection. Similarly at Thrifty and Dollar, you will get 10% off rent rates. Along with no fee for additional drivers. 

The amazing this about this card is that if you get a rented car for 48b or more days. If it gets damaged or stolen then you can get reimbursement of the cost of that damaged or stolen car. 

• Mobile insurance & Cash advances 

Bought a mobile using this card, but if it gets stolen or damaged or any mechanical failure happens, no worries. You can get $1500 to cover your loss. 

Need a big amount of money? Get cash advances of up to $5000 per day at an interest rate of 21.9 %. Get more information about it here.  

• Mobile payment & fraud protection 

You can easily pay bills and payments using the Desjardins app. Create an account at AccessD and view your balance, unlock your card, and send/receive money using it. 

Your money is in safe hands with Desjardins because if any illegal activity happens on your account, you will get immediately get an alert message. If someone has performed a transaction on your account, you have zero liability for it. 

Similarly, this card has a purchase protection policy, in which if a purchased item gets stolen or damaged within 90 days of purchase, you will get a replacement. If you want to enjoy these benefits, then click here to find out how you can request your card.

Prerequisites

There are some requirements of Desjardins Cashback World Elite MasterCard that you meet before applying for it. 

• You must be a resident of Canada and have an original ID card or license. 
• Your age must be equal to or greater than the age of the majority of resident people. 
• Minimum annual income for eligibility is $80,000 for personal use and $1,50,000 for household. And your credit score should be 760-900. 
• You must have an active file with the Credit Bureau of Canada. To confirm this, you already had to apply for credit or a mobile phone account 3 years back. 
• If you don’t have a credit file? No issue, you can also apply for the credit card at a credit union or Access D. 

About The Desjardins Group 

The Desjardins Group is a globally renowned financial organization. Who wants to make the world a better place? Its motto is to build a better future for you and make communities prosper. For more than 100 years, this company has been providing financial, banking, insurance, loan, and credit card services to customers. 

Desjardins has 20 subsidiaries that work in different fields of life. The net income of Desjardins is more than $3.5 million and total assets are $397 billion. Desjardins also works for social impact funds, so that women and youth can grow. 

Who is Desjardins Cash Back World Elite MasterCard for?

This card is better for people who want to gear up their lifestyle and maintain a good status in society. 

• These cards suit travelers because they provide unlimited travel benefits. From medical coverage to Wi-Fi, airport lounge access to baggage coverage, and trip cancellation coverage to cashback on out-of-country purchases. 
• Shopping freaks, people who frequently dine out or frequently attend orchestra, theatre, or circus; this card lets you earn amazing cash back. So you can get cashback on every purchase. 

Step-by-step procedure to apply for this card

Open the website navigate to Desjardins Cash Back World Elite Mastercard and click on Apply for this card. Or click here. 

• Carefully read the insurance policies and all terms & conditions. 
• Click on statement type, it can be paper or by email. 
• Then fill in all the necessary details required on the form like personal information, employment and income details, and residential status. 
•  The last step is house rent and mortgage 
• Submit the form. 

Positives and Negatives of the Card

This Desjardins premium card has many benefits for travelers and frequent purchasers. But there may be some disadvantages too. 

Pros:

• 4% Cashback on purchases 
• Airport lounge access, Boingo Wi-Fi access, and Cashback on out-of-Canada purchases 
• 25% Rent a car discounts and offers
• 21 interest-free grace days
• Travel insurance and mobile device insurance 

Cons:

• $100 annual fee for the primary card and $30 for additional card
• If you spend more than $10,000 per year then Cashback will decrease to 1%. 

How do you unlock the card?

For card activation follow the following steps:

1. Make a call at 514-397-1580 or 1-888-389-7823 and follow the process of card activation.
2. Or you can make a purchase or take out cash advances at the payment terminal. Add a strong PIN, to make it secure from any illegal activity. 

Fees And Tariffs

Desjardins Cash Back World Elite Mastercard is a premium card with great benefits. That’s why it also has fees that you need to pay. 

doesn’t demand any annual fee for primary and additional cards. Other charges that you need to pay are:

• The interest rate on purchases is 20.9% and in cash advances is 21.9%.
• 21 interest-free grace days on purchases if you pay the total balance in time 
• 19.9% is applied to the Accord D financing but it also depends on the terms and conditions. 
• 2.5% will be charged as a conversion fee on the transaction you have made in a foreign currency while traveling. 

Customer Service

Desjardins has a very big setup. That is why multiple types of FAQs related to each product are available on the website. 

Find More Information 

Or call at phone number for a card request or any other issue. 

 For Card application: 1-877-847-8472 

For queries: 1-800-361-5121

Desjardins Cash Back World Elite Mastercard can change your life. Cashback dollars can be redeemed and you can use them for any purchase. You can easily fulfill your needs by using this card. Insurance policies are also remarkable and bring ease into your life. 

If the Desjardins isn’t exactly what you’re looking for, check out other credit card options with amazing benefits and choose the one that best suits your needs: