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Desjardins Flexi Visa Card: Read the text to find all the information about the card
Flexi Credit card is like your helping hand. It lets you save more and pay less. Purchase whatever you want and enjoy 25 interest-free days. There are many other flexible options for you too. Like no annual fee, lowest interest rates, transfer balance options to mobile payments, and Travel insurance to credit balance insurance. Your data, money, and identification; everything is safe with this card.
Cards that allow you to have free insurance are mostly expensive or charge you more. But this Flexi card is always ready to hold you back and help the cardholder in their hour of need. Along with zero annual fees for all supplementary cards too, there are many more exciting for you.
Benefits of Flexi Visa Credit Card
- Charges-free and interest-free
No annual fee for primary and secondary cards is applied. You just have to pay minimal interest charges of 10.9% on purchases and 12.9% on cash advances. So pay on time otherwise you will have to pay a late fee too.
- Discount offers on renting a car
Need a rented car? Get it from Hertz, Thrifty, or Dollar to save some dollars. Because by using your card, you can get up to 15% off on Hertz’s renting rate along with free additional drivers. Similarly, avail up to 10% off from Thrifty and Dollar on rental cars.
- Huge insurances
Whether you are traveling, to buy a new mobile or are unable to pay credit. This card never lets you get frustrated or disappointed in tragic situations.
- Travelling with family is now stress-free, because if any accident or injury happens. You can get an Emergency healthcare benefit of up to $5 million per person.
- Got a mobile using the card, but it got stolen. No worries, you can get up to $1000 as mobile device insurance on accidental damage too.
- If you are unable to pay your credit card because of injury or disability, your Cash Balance insurance will do so.
- Purchase protection & extended warranty
If the item you purchased gets stolen or damaged within 90 days of purchase. You can claim another one. If you purchase a product, its warranty will be double if you bought it using the card.
- Cash advances and balance transfers
Want to buy a big appliance or need some emergency cash? Get up to $5000 per day as cash advances. Get the overdraft transfer That easily directs your purchases to automatic cash advance. Get more about overdraft transfers here.
If you are using a high-interest-rate card? Transfer your balance to a Flexi card. Because it has a low-interest rate and a huge list of perks.
- Mobile payments and fraud protection
If you have a Google Wallet app, then you can easily perform contactless payments anywhere in the world.
You will get an SMS alert if any illegal activity happens on your credit card account. Similarly, if someone has performed a transaction on your card without your consent. Then you don’t have to pay a single penny.
If you find this fascinating, then find out how to request your Desjardins Flexi card now.
Prerequisites
To get this card, you have to fulfill the eligibility criteria and then apply for this card.
- You must be a Canadian citizen and have valid identification information like an ID card or driving license.
- The age must be 18 or greater, or the age of the majority of people in the resident area.
- You need to have an active file with the Credit Bureau in Canada. To confirm this, you already had to apply for a credit or a mobile phone account 3 years back.
- If you don’t have a credit file? No issue, you can also apply for the credit card at a credit union or Access D.
About The Desjardins Group
For over 100 years, the Desjardins Group has been providing Insurance and financial services to customers. It is considered as largest financial services provider in North America. Along with financing and insurance, this company proudly delivers banking, real estate, wealth management, and brokerage services all over the USS and Canada.
From loans to credit cards, apps, and savings accounts; there is nothing left that Desjardins is not a master of. Desjardins services are for everyone, so maximum people can get benefits. Its motto is to let you lead your dream lifestyle and help communities to prosper.
Who is this card for?
Flexi Visa Credit Card is for everyone because it gives you the freedom to avail the benefits according to your status.
- If you are not financially stable at the time, then this card will help you a lot in many ways. Like no annual fee to less interest rate of 10.9% on purchases.
- You will also get cash advances of $5000 per day in the hour of need. Now no need to beg anyone in your low time and get the maximum benefits of this card.
- You can get discounts on renting a car and travel emergency funds if any accident happens. So you don’t need to worry about finances anymore.
Step-by-step procedure to apply for the card Flexi Visa Card
If you have fulfilled the prerequisite, then you can apply anytime for a card or visit the RBC branch near you.
- First select your card or click Apply Now
- Then read the terms and conditions and about insurance.
- Select in which form you want a credit card statement, paper, or email.
- Now fill out the form with basic information, employment details, income, and residential status.
- Then about the house loans, mortgage, or rent.
- Submit the form.
TAP TO BE REDIRECTED TO THE SITE TO APPLY FOR THE DESJARDINS FLEXI VISA CARD
Positives and Negatives of the Card
Every card has benefits and disadvantages too. But this Desjardins Flexi Visa has maximum benefits that can uplift your lifestyle.
Pros:
- No annual fee for primary and additional card
- 25 interest-free grace days
- Low-interest fee on purchases
- Travel insurance and mobile device insurance
Cons:
- No cashback offers or rewards
- If you didn’t pay bills on time, then a 19.9% interest rate will be charged.
How do you unlock the card?
- Follow these If you have a Desjardins mobile app, select the Accounts from the main menu. Then the credit card option, select activate the card option. Add 16 16-digit numbers with basic information and create a PIN.
- You can also call 1-877-847-8472 and schedule your call for activation of the card.
Fees And Tariffs
This card may not have an annual fee, but there are many other charges that you have to pay.
- The interest rate on purchases is 10.9% and in cash advances is 12.9%.
- If you don’t pay the minimum payment by the due date, then you have to pay with an interest rate of 19.9%.
- 2.5% will be charged as a conversion fee on the transaction you have made in a foreign currency while traveling.
Customer Service
For each type of service and product, there are FAQs available for your convenience.
For Montreal: 514-281-9289
For US and Canada: 1-800-361-5121
Website
Desjardins Flexi Visa Card is your ultimate financial need. So you can save some money and also live the lifestyle you want. From travel insurance to discounts on a car, zero annual fees to emergency cash advances. What else is left behind that you want to efficiently meet your financial? This Flexi card brings flexibility to your life by paying less and enjoying the perks more!
Explore other credit cards! Check out our in-depth articles to find the card that suits you best. Browse our site for comprehensive information and expert advice.
