How to Apply MBNA True Line Mastercard

The MBNA True Line Mastercard is a straightforward credit card focused on core benefits that provide convenience and value for daily spending.

This practical card comes with no annual fee, so cardholders avoid unnecessary costs.

It also offers an ongoing competitive interest rate that saves money compared to higher interest cards.

Managing and monitoring your account is easy with MBNA’s digital banking tools.

Their website and mobile app make features like balance checks, online payments, and transaction notifications just a few taps away. Support is also available 24/7 if needed.

Additionally, the card provides expected security protections like zero liability fraud coverage to ensure purchases are safe.

For shoppers looking for a credit card with essential benefits at a fair price, the MBNA True Line® Mastercard® is an ideal choice for everyday purchases. With smart use, it can help build credit history and achieve financial goals over time.

Benefits of MBNA True Line Mastercard

The MBNA True Line® Mastercard® focuses on core benefits to provide a straightforward, fairly-priced credit card.

Key advantages include no annual fee, a competitive ongoing interest rate, online account management capabilities, 24/7 customer support, fraud protections, and the ability to earn cash back rewards on purchases. With these essential benefits, the True Line® card is a practical option for everyday spending and building credit.

• No annual fee – Avoid unnecessary annual costs
• Low ongoing interest rate – Save money on interest charges
• Online account management – Easily manage your account digitally
• 24/7 customer support – Help is always available by phone
• Credit building tool – Establish positive payment history
• Fraud protection – Feel secure with zero liability coverage
• Earn rewards – Get cash back on eligible purchases

Prerequisites

To apply for the MBNA True Line Mastercard, you’ll need to be a Canadian resident at least 18 years old. Approval is based on factors like your personal income, existing debts, and credit history.

Students or borrowers with limited credit may require a co-signer to qualify.

About MBNA

MBNA is one of Canada’s largest credit card issuers, with over 25 years of experience serving Canadian consumers. Headquartered in Ottawa, MBNA manages over $9 billion in credit card loans for 4+ million customers nationwide.

They are best known for their co-branded credit cards, customer service, and commitment to transparency.

Who is this Card for?

The MBNA True Line® Mastercard® is well-suited for borrowers new to credit or looking to rebuild their credit. With no annual fee and competitive interest rates, it makes establishing positive payment history affordable.

It’s also practical for those planning to carry a balance month-to-month. Existing MBNA clients can benefit from earning rewards points as well.

Step by Step Instruction to apply for your MBNA True Line® Mastercard®

• Go to the MBNA website at or download the MBNA mobile app on iOS or Android.
• Click on “Apply for a Credit Card” and select the True Line® card option.
• Review the card details like rates, fees, and rewards. Click “Apply Now”.
• Provide some basic personal information and submit your application online.
• MBNA will run a credit check and review your application. You’ll receive a decision within 1-2 weeks.
• If approved, you can activate your new card as soon as it arrives in the mail. Register online to manage your account.
• As a cardholder, you can track spending, make payments, set alerts and more using MBNA online/mobile banking.

It’s quick and easy to apply for the MBNA True Line Mastercard 100% online or on your phone. Check your eligibility and apply today to enjoy the benefits of this straightforward, fairly-priced card.

PRESS HERE TO APPLY THE MBNA TRUE LINE MASTERCARD

Positives and negatives of MBNA True Line Mastercard

The MBNA True Line Mastercard offers a number of advantages as a no-fee, low-rate card. However, there are some downsides to consider as well.

On the positive side, there is no annual fee, which helps keep costs low.

The ongoing interest rate is competitive, which saves money over more expensive cards. Managing your account online is straightforward with MBNA’s digital banking tools. You can also earn rewards points on eligible purchases.

Potential negatives to note are the lack of extensive perks or bonuses that premium travel or cash back cards offer.

There are also no introductory APR promotions. Approval may be difficult for applicants with short credit histories. Customer service is highly rated but only available by phone or mail, not chat.

How to unlock the card

Once approved, you’ll receive your True Line card by mail in 5-10 business days. Call the number on the sticker to activate your card and set your PIN. You can then register online at mbna.ca to manage your account, make payments, set alerts and more.

Fees and tariffs

When you are getting this card, it is important to be aware of the fees and tariffs linked with it. Here’s a quick overview of the fees and tariffs of this card.

• Purchase interest rate: As low as prime + 3.99%
• Cash advance interest rate: prime + 5.99%
• Foreign transaction fee: 2.5% of transaction amount
• Cash advance fee: $3.50
• Overlimit fee: $29 (fee charged if balance exceeds limit)

With responsible use, the MBNA True Line® Mastercard® can provide affordable flexibility to manage daily spending. Just be sure to pay your bill on time and in full each month to avoid interest charges.

Customer Service

Phone: 1-888-876-6262

MBNA customer service agents are available 24/7. Calling is the best way to speak to a live representative for any questions about your account, transactions, or statements.

Mail: MBNA

P.O. Box 9660, Station T

Ottawa, ON K1G 6M9

You can mail correspondence, payments, or other documents to this address.

Website

On the MBNA website, you can chat online with a representative, check your account balance and activity, make a payment, set up alerts and more.

Mobile App: Download the MBNA Mobile App on iOS or Android to manage your account on the go.

PRESS HERE TO DOWNLOAD THE MBNA MOBILE APP

PRESS HERE TO DOWNLOAD MBNA MOBILE APP

With multiple options for contacting customer support by phone, mail, website or mobile app, assistance for the MBNA True Line Mastercard is always available.

Discover other credit cards in our website, like the Marriott Bonvoy American Express Card