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How to Apply Scotia Momentum Visa Infinite Card
Scotiabank’s range of Momentum VISA cards offers a variety of options tailored to different spending habits and preferences. Whether you’re a frequent traveler, a grocery shopper, or simply someone who appreciates a little extra cash in their pocket, these cards have something to offer. In this article, we’ll take a closer look at the benefits and features of the Scotia Momentum® Visa Infinite* Card within the Scotiabank Momentum VISA lineup.
Scotiabank’s background and profile
Scotiabank’s story began in 1832 as the first bank in Nova Scotia, Canada. It grew by opening branches and joining with other banks. In the 1880s, it expanded to the US and the Caribbean. Over time, it merged with more banks, introduced new services like loans and gold trading, and went global, especially in Latin America. Now, Scotiabank is a big bank in the Americas, helping people and businesses with various financial services. Below is a summary of key events that contributed to shape Scotiabank into the solid financial institute of today.
Here’s a condensed version of the key events table:
When | Key Events |
1831-1832 | Halifax’s businessmen formed the “Bank of Nova Scotia” in 1832, Nova Scotia’s first licensed bank, with £100,000 capital. |
Late 1800s – Early 1900s | The bank expanded across Canada, the US, and the Caribbean, opening branches and extending its network. |
1889 | The Kingston, Jamaica, branch established Scotiabank in the Caribbean and Central America, spanning 25 nations. |
1897 | Scotiabank expanded to Toronto and Western Canada, opening branches in major cities. |
Early 1900s | Mergers with other banks created a coast-to-coast network, solidifying its position as a national Canadian bank. |
1931 | Due to growth, a new Halifax headquarters designed by John M. Lyle was opened, still housing the Atlantic Regional Office. |
Post-World War II | Innovations like loans and gold trading, and expansion into Asia and the Americas, contributed to global prominence. |
2006 | Acquisitions, including Grupo Financiero Scotiabank, made Scotiabank a major international bank in Latin America. |
Present | Today, Scotiabank is a leading global bank with diverse services, 97,000 employees, $1.2 trillion assets, and listing on stock exchanges. |
How to contact Scotiabank
Contact Scotiabank Credit Card Centre by Mail:
P.O. Box 4100, Station A, Toronto, ON – M5W 1T1
Contact Scotiabank Credit Card Centre by Telephone:
1 (800) 387-6466 (Canada/USA) | (416) 288-1440 (Greater Toronto Area) | 1 (800) 645-0288 (TTY – text telephone services for the hearing impaired Canada/USA)
Or alternatively, you can visit any of Scotiabank’s branches.
Benefits of Scotiabank Momentum Infinite VISA Card
The Scotiabank Momentum Infinite VISA Card stands out as a premium choice for individuals seeking substantial cash back rewards. With this card, you can enjoy an impressive four percent cash back on eligible purchases such as gas and groceries. But the perks don’t stop there:
4% Cash Back on Specific Spending
With the Scotiabank Momentum Infinite VISA Card, you’ll get 4% cash back for each dollar you spend on the following:
- Relish a fantastic 4% cash back on every $1 you spend at grocery stores and supermarkets.
- Enjoy a generous 4% cash back on each $1 spent on recurring bill payments. Imagine how much you could save from monthly expenses like utility bills, insurance premiums, gym fees, and more.
- 4% cash back on every dollar spent on recurring subscription purchases will up your subscription game. Whether it’s music and video streaming or curated lifestyle boxes, watch your savings flourish.
2% Cash Back on Gas and Daily Transit
You’ll receive 2% cash back for every dollar you spend on the following:
- Gas Purchases: Get 2% cash back on every $1 spent at gas stations, including paying at the pump.
- Daily Transit Purchases: Earn 2% cash back for every $1 spent on daily transit purchases.
This includes expenses like buses, taxis, trains, rideshare services (Uber alike), and more.
1% Cash Back on all Other Expenses
You will earn 1% cash back on all other purchases, and there is no cap on the amount of cash back you can earn.
Complimentary Concierge Service
You will get access to a concierge service that is available around the clock and can help you with a variety of services and reservations.
VISA Infinite Luxury Hotel Collection
When you book your stay at a luxury hotel through VISA’s exclusive selection, you will have access to exclusive advantages and incentives.
Dedicated Rewards Tracking
You can easily keep track of both your awards and the offers that are currently available using an exclusive, bespoke tailored for Scotiabank Financial Services, and secure website.
For those who frequently spend on gas, groceries, and other eligible purchases, the Momentum Infinite VISA Card offers both financial rewards and enhanced lifestyle benefits.
Who’s eligible for the Scotia Momentum® Visa Infinite* Card
You must meet the following requirements in order to be eligible for the Scotia Momentum Visa Infinite Card:
- You must either be a citizen of Canada or a permanent resident of the country.
- You must be at least the age of majority in the state, province, or territory in which you now reside.
- In the past seven years, there has not been a single bankruptcy filing against you.
- One of the following income conditions must be met: an individual must have a minimum income of $60,000, a household must have a minimum income of $100,000, or the individual must have a minimum of $250,000 in assets under management.
How to obtain the Scotia Momentum® Visa Infinite* Card
If you are eligible for the Scotia Momentum Visa Infinite Card, applying is a straightforward process:
- Go to the Scotia Momentum Visa Infinite card page and select the Apply now button.
- Accept the privacy terms of Scotiabank and provide the bank access to your credit record.
- The card’s rates and fees must be read, understood, and accepted.
- Enter your contact information, including name, birthdate, and address.
- Include details about your employment, yearly salary, and monthly housing costs.
Once you have gone through all the details of the form, all you have to do is submit your application and wait for a reply.
Our Opinion
Boasting substantial cashback opportunities and an impressive array of customer benefits, this card stands out from the competition. This holds particularly true if a significant portion of your expenditures, or those of your household, goes towards essential categories like groceries, bills, and transportation expenses.
The card’s remarkable cashback advantages, extended to both primary and secondary cardholders, present a formidable challenge to finding a more comprehensive and appealing option for Canadian families.
If you still want to know about more cards with cash back, check out the other cards below that offer the same benefit and compare them:
