How to Apply Scotiabank Passport Visa Infinite Card

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Por: AbutreNews Team em September 13, 2023

Get premium travel benefits with the Scotiabank Passport Visa Infinite Card

The Scotiabank Passport Visa Infinite Card is a feature-packed premium travel rewards card designed for frequent flyers who want to maximize their travel spending.

This Visa Infinite credit card offers one of the most rewarding earn rates for travel purchases, with cardholders getting up to 6 points per $1 spent when booking travel through Expedia. You also earn 4 points per $1 on dining, entertainment, grocery, and gas purchases.

Other key benefits include comprehensive travel insurance, a $100 annual travel credit, airport lounge access, and special discounts and upgrades through the Visa Infinite Luxury Hotel Collection. There are no foreign transaction fees, making this a great card for international travellers.

Benefits of Scotiabank Passport Visa Infinite Card

The Scotiabank Passport Visa Infinite Card packs in a wealth of premium benefits tailored for frequent travellers. Let’s learn more about the benefits and see whether you should be applying for this card.

Earn up to 6 points per $1 spent on eligible travel purchases made through Expedia.
$100 annual travel credit to offset the annual fee
Complimentary airport lounge access through Plaza Premium
Comprehensive travel insurance including out-of-province emergency medical
No foreign transaction fees on international purchases
Discounts and upgrades through Visa Infinite Luxury Hotel Collection
Access to Visa Infinite dining privileges and special offers

Prerequisites

To apply for the Scotiabank Passport Visa Infinite Card, there are a few requirements that applicants should meet:

Good to excellent credit is recommended. Having a credit score of at least 700 will improve chances of approval.
Meet the minimum annual personal income requirement of $60,000 or minimum household income of $100,000.

About Scotiabank

Scotiabank is one of Canada’s major traditional banks and financial institutions, with a history dating back nearly 200 years. Founded in Halifax in 1832, Scotiabank has grown into an international bank with presence in over 55 countries. It serves over 25 million customers globally.

Who this card is for?

The Scotiabank Passport Visa Infinite Card is best suited for frequent travelers who want a premium travel rewards card. Key benefits like airport lounge access, travel insurance, and special discounts make it ideal for those who travel regularly for leisure or business.

It’s also a good fit for high income professionals and families who want travel perks and the luxury benefits of a Visa Infinite card. The high earn rate on travel spending provides appeal for regular travelers. Overall, this card optimizes travel rewards and benefits for those who spend heavily on flights, hotels, and other travel expenses annually.

Step by step instructions to apply for the card

Go to the Scotiabank website or visit a Scotiabank branch to pick up an application form. You can also apply online.
Review the eligibility criteria including income requirements and credit score guidelines. Have your personal financial information ready.
Start the online application or fill out the paper application form completely and accurately. Supply information like your name, address, date of birth, social insurance number, income details etc.
Read through the product terms and conditions, then agree to them before submitting your application.
Complete the identity verification process if you are applying online. You may need to provide documents for proof of identity and income.
Wait for a decision as your application is processed. It may take up to 2 weeks.
If approved, you will receive your new Scotiabank Passport Visa Infinite Card and activation instructions by mail within 10 business days.
Activate your card and set up online banking access to manage your new credit card account.
You can also download the Scotiabank mobile app (iOS/Android) to access your card anytime.

That completes the process! Use your new card to start enjoying the benefits and rewards.

Positives and negatives of the card

The Scotiabank Passport Visa Infinite Card comes with numerous rewards and benefits that make it one of the top travel credit cards in Canada. A major positive is its lucrative earn rate, giving cardholders up to 6 points per dollar on travel purchases made through Expedia. You can also earn 4 points per dollar on categories like dining, groceries, and entertainment. For frequent travelers, racking up points quickly on flights, hotels, and other purchases is a big plus.

The $100 annual travel credit effectively offsets the $139 annual fee as well. Complimentary airport lounge access through Plaza Premium is a premium perk when you’re on the road. The Passport Visa Infinite also shines with its extensive travel insurance coverage, Visa Infinite privileges such as hotel discounts, and its lack of foreign transaction fees.

On the downside, the income requirement of $60k personal or $100k household income will exclude some applicants. The annual fee is still almost $140 after the travel credit, which may be high for infrequent travelers. The Scotia Rewards program also has room for improvement when it comes to flexibility in redeeming points.

But overall, the high earn potential on travel spending and the perks like insurance and lounge access make this a rewarding card for frequent flyers who can utilize the benefits. If you travel regularly for leisure or business, the positives outweigh the negatives.