How to Apply The Meridian Visa Infinite Cash Back Card

Are you navigating the world of credit cards? The Meridian Visa Infinite Cash Back Card is a commendable option for Canadians focusing on maximizing cash back on everyday expenses. From groceries and gas to drugstore items and utility bills, every purchase brings you benefits, making your spending more rewarding.

Benefits

Embarking on a journey with the Meridian Visa Infinite Cash Back Card unfolds a treasure trove of benefits tailored to enhance your spending experience. This card is not just a transaction tool; it’s a passport to a world of privileges, savings, and conveniences, making every purchase a step towards more rewards.

Substantial Cash Back

Groceries and Gas (4% Cash Back): Immerse yourself in remarkable savings with a gigantic 4% cash back on your grocery and gas expenditures. These daily expenses transform into a source of substantial rewards, letting you earn back generously as you spend on essential items.

Drugstores and Utility Bill Payments (2% Cash Back): Enjoy a beneficial 2% cash back when spending at drugstores and on utility bill payments. It’s a practical and efficient way to manage routine expenses, ensuring you get more value for your money.

All Other Purchases (1% Cash Back): Earn a consistent 1% cash back for all other purchases. This feature ensures that every transaction, big or small, contributes to your savings, making spending a more gratifying experience.

Zero Annual Fee

Relish these extraordinary cash-back rewards without the burden of an annual fee. The Meridian Visa Infinite* Cash Back Card respects your budget, offering an economical choice that maximizes your earnings without unnecessary expenses.

Travel Insurance

Venture into the world with peace of mind, courtesy of the comprehensive travel insurance included. Whether it’s a sudden trip cancellation or a medical emergency abroad, stay assured of complete support and assistance, ensuring your journeys are always stress-free and secure.

Visa Infinite Perks

Experience the Visa Infinite privileges, opening doors to exclusive airport lounges and extraordinary travel experiences. Elevate your travels with comfort, luxury, and unique adventures, making every journey memorable and delightful.

Meridian Visa Infinite* Cash Back Card is not just a financial instrument; it’s a comprehensive package of benefits, bringing savings, security, and exclusivity to your fingertips, making every spending experience rewarding.

Prerequisites

Before embarking on the path to financial freedom and rewards with the Meridian Visa Infinite* Cash Back Card, it’s crucial to ensure you meet the prerequisites for application to guarantee a seamless and hassle-free process.

Canadian Residency

The primary requirement is Canadian residency. This card is tailored for Canadians, ensuring it aligns with the financial landscape, regulations, and specific needs of residents within the country.

Credit Score

A reputable credit score is non-negotiable. A solid credit history reflects your financial responsibility and creditworthiness, instilling confidence in the issuer regarding your ability to manage the card diligently. Ensure your credit score is in good standing to enhance your eligibility.

Application Channels

The application process is designed for your utmost convenience. Choose from three accessible channels based on your preference:

Online: Navigate to the Meridian website and complete the application in your home, saving time and effort.

Phone: Prefer human interaction? Call Meridian and proceed with the application, receiving real-time assistance and answers to all your queries.

In-Person: For those who prioritize face-to-face communication, visit a Meridian branch. Experience personalized assistance, ensuring clarity and confidence in each application step.

Ensuring you meet these prerequisites not only smoothens the application process but also enhances your likelihood of approval, paving the way for a world of rewards, savings, and unparalleled convenience with the Meridian Visa Infinite Cash Back Card.

About Meridian

Within the robust realm of the Canadian financial panorama, Meridian emerges as a venerable pillar, boasting a rich legacy exceeding 75 years of dedicated service. This extensive tenure reflects Meridian’s unwavering commitment to excellence and client contentment, perpetually evolving to meet and surpass member expectations.

Meridian’s expansive portfolio spans a multitude of financial products and services. From diverse credit card options, including the commendable Meridian Visa Infinite* Cash Back Card, to a comprehensive array of savings accounts and bespoke investment solutions, Meridian addresses a broad spectrum of financial needs. Each offering is meticulously crafted to echo the financial institution’s overarching ethos of member-centric solutions, ensuring each client feels valued, heard, and financially empowered.

In this dynamic financial world, Meridian consistently stands out, solidifying its reputation as a reliable, inclusive, and innovative financial partner. It is steadfast in its mission to drive member satisfaction and financial well-being to unprecedented heights.

Who is this card for?

The Meridian Visa Infinite Cash Back Card is the ideal financial companion for discerning Canadians eager to accumulate substantial cash back on daily purchases, especially on necessities like groceries and gas. It’s a boon for individuals who navigate the realms of travel, offering extensive travel insurance and exclusive Visa Infinite benefits. Whether making everyday purchases or embarking on globetrotting adventures, this card ensures rewards, security, and unmatched perks, aligning with varied lifestyles and financial needs.

Positives and Negatives of the Card

Positives:

The Meridian Visa Infinite Cash Back Card shines with its high cashback rates on groceries and gas, ensuring substantial savings on routine expenses. The absence of an annual fee enhances its allure, alongside extensive travel insurance and exclusive Visa Infinite benefits, amplifying its utility for frequent travelers.

Negatives:

However, the card comes with its limitations. The lower cash back on other purchases may appeal to only some users. Additionally, the absence of a welcome bonus and the imposition of a 2.5% foreign transaction fee highlight areas for potential improvement, making it essential for potential users to weigh these factors in their decision-making process.

How to Unlock the Card?

Upon receipt, activation is a breeze. Call Meridian at 1-800-263-3157 or activate online at the Meridian website.

Fees and Tariffs

Enjoy the benefits at an annual fee of $0, but note the foreign transaction fee standing at 2.5%.

Step by Step to Apply for the Card

• Navigate to the Meridian Website
• Click on “Credit Cards.”
• Choose the “Meridian Visa Infinite* Cash Back” card.
• Hit the “Apply Now” button.
• Complete and submit the application form.

Customer Service

Contact Meridian’s customer service via phone (1 855 3414643), email, or live chat. For face-to-face assistance, find them at a nearby Meridian branch.

Final Thoughts

The Meridian Visa Infinite* Cash Back Card is a potent choice for cash back enthusiasts, especially on groceries and gas, coupled with robust travel insurance and Visa Infinite advantages. However, consider the lower cash back on other purchases and a 2.5% foreign transaction fee.