How to Apply The Platinum Card from American Express

The Platinum Card from American Express: Premium rewards and benefits for travelers, diners, and shoppers.

Por: AbutreNews Team em September 26, 2023

The Platinum Card from American Express is a premier option for frequent travellers, diners, and shoppers seeking exceptional rewards and benefits.

It offers 5x and 3x points bonuses on airfare, hotels, restaurants, groceries, and more to accelerate rewards earning across common purchases.

Key perks include airport lounge access, up to $200 in annual travel credits, hotel elite status, rental car privileges, trip delay protections, and exclusive events access.

A dedicated 24/7 concierge service assists with travel, dining recommendations, event bookings, unique gifts, and lifestyle needs.

With flexible monthly repayment options, this charge card provides an ideal balance of lucrative rewards, premium privileges, and spending control.

The sleek metal card design also gives it an exclusive luxury feel. Altogether, it delivers outstanding value for frequent travellers and experience-seekers.

Key Benefits

5x and 3x points on common purchases: Earn elevated points on airfare, hotels, restaurants, groceries, transit, streaming services, gas, and more everyday spending. This allows for racking up points quickly.
Airport lounge access: Gain complimentary entry to over 1,300 lounges across 140+ countries with the Global Lounge Collection. Enjoy premium amenities while travelling.
Up to $200 in annual travel credits: Use airfare, hotels, cruises, vacation rentals, and more for statement credits. Get money back on travel costs.
Hotel elite status: Unlock gold-level membership with Hilton Honors and Marriott Bonvoy for room upgrades, late checkout, and more perks.
Concierge service: Get personalized help booking travel, restaurants, events, unique gifts, and anything you need. Available 24/7 by phone and chat.
Exclusive events access: Score pre-sale ticket access and VIP privileges for concerts, sporting events, theatre performances, and more.
Trip delay protections: Get up to $500 per covered trip for flight delays, baggage issues, medical emergencies, and other disruptions.

Requirements to Apply

The Platinum Card has straightforward eligibility requirements:

Good personal credit: Applicants should have a Canadian credit history and score in at least the good range. Demonstrates responsible usage.
Age of majority: Must be of age in your province to apply. Available to adult residents.
Canadian residency: Available to residents and citizens of Canada. Must have a Canadian address.

This charge card is accessible to those who meet the minimum eligibility criteria and are approved based on creditworthiness. The requirements are reasonable for most established borrowers.

About American Express

American Express is a global leader in payment solutions, travel services, insurance, and other financial products. Founded in 1850, it serves customers in over 130 countries worldwide.

In Canada, American Express offers an array of consumer and business charge and credit cards, including the Platinum Card, Gold Card, Cobalt Card, Aeroplan and Air Miles co-brand cards, and Corporate Cards.

The American Express Membership Rewards program enables earning points on everyday purchases to redeem towards travel, retail gift cards, merchandise, statement credits, and more. Redemption options are very flexible and valuable.

Discover other American Express credit cards in our website, like the Marriott Bonvoy American Express Card

Ideal Cardholder

The Platinum Card is an exceptional fit for:

Frequent travellers who can maximize the airport lounge access and hotel elite status perks. Enjoy premium amenities during trips.
Foodies who dine out regularly and order food delivery. Earn 5x points at restaurants.
Experience-seekers interested in exclusive access to concerts, sporting events, etc. Get pre-sale tickets and VIP treatment.
Individuals want a premium metal card with a luxury feel and rewards. Offers exclusive design and benefits.
Those who appreciate personalized concierge services for travel and lifestyle needs. Get help planning anything 24/7.
This card suits those who can capitalize on its premium travel, dining, entertainment, and shopping benefits. The perks provide strong value.

Pros and Cons

The Platinum Card offers outstanding benefits and value, with a few limitations:

Pros:

Airport lounge access in 140+ countries. Enjoy premium lounge amenities when travelling.
Up to $200 in annual travel credits. Get money back on vacation costs.
Hotel elite status with significant chains. Unlock perks like room upgrades, late checkout, etc.
5x and 3x points bonuses on key categories. Maximize earnings on common spending.
Concierge service for travel, dining, and events. Get personalized help planning anything.

Cons:

High $699 annual fee. But the perks can outweigh the cost.
Charge card requires paying the balance in full monthly. Need the funds to cover purchases.
3.5% foreign transaction fee on international purchases. Added cost for foreign transactions.
The pros easily outweigh the cons for frequent travellers and those who can maximize its benefits. For the target users, it provides strong value.

Activating Your Card

Once approved, do the following once you receive your Platinum Card:

Call the number on the sticker on the front of your new metal card. Easily reach customer service.
Confirm your identity by providing the requested information. Validate personal details.
Follow the prompts to select your card PIN. Choose something secure you’ll remember.
Your new card is now ready for use. Begin making purchases and earning rewards.
Register online to access your account, pay bills, and check statements. Manage your card digitally.

Fees & Charges

Key charges associated with the Platinum Card include:

$699 annual fee. The yearly cost for the premium benefits.
$175 for each additional Platinum Card (up to 3). Fee for adding authorized users.
$0 for the first 2 additional Gold Cards, then $50 each. Add authorized users free at first.
2.5% late payment fee. Charged on overdue amounts.
3.5% foreign transaction fee. Added cost for international purchases.

How to Apply

Applying for the American Express Platinum Card is simple and convenient:

Visit the American Express website and click “Apply Now.” Quick online application.
Provide personal information, including name, address, date of birth, annual income, etc. Verify eligibility.
Accept the terms electronically. Finish the application process completely online.
Receive an instant decision within seconds after applying. Get real-time approval.
If approved, your new metal card will arrive within 10 days typically. Enjoy the premium card quickly.
Thanks to an easy online application and real-time decisions, you could have this luxury card in hand. Start enjoying the exceptional benefits.