BMO Rewards® Mastercard

About BMO

BMO Financial Group is one of North America’s largest diversified financial services providers, serving over 12 million customers across personal and commercial banking, wealth management, capital markets, investment banking, and asset management.

Headquartered in Toronto, BMO offers a broad suite of banking, lending, investing, and payment products tailored to the needs of consumers and businesses. BMO emphasizes leading-edge digital capabilities and tools that provide customers convenient account access and control.

The BMO Rewards program is designed for maximum flexibility, enabling cardholders to redeem points towards travel, popular merchandise, brand-name gift cards, bill payments, and contributions to BMO accounts. Redemption is accessible through online and mobile banking.

Why Choose the BMO Rewards® Mastercard?

The BMO Rewards Mastercard stands out for its highly flexible rewards program that enables earning unlimited points on all purchases and redeeming them in multiple ways for solid value.

The 10,000-point welcome bonus delivers instant rewards, while the 0% intro APR on balance transfers provides significant interest savings.

With no annual fee, the ability to redeem points towards any travel purchase or financial contribution, extended warranty, purchase protection, and discounts on brand-name car rentals, this card offers well-rounded benefits and accessibility.

For consumers who prioritize flexible and straightforward rewards earning and redemption, the BMO Rewards Mastercard is an excellent choice that provides options and everyday value.

Discover the rewards, benefits, and value the BMO Rewards® Mastercard offers.

• Lucrative 10,000 point signup bonus: New cardholders can earn a bonus of 10,000 BMO Rewards points worth $100 in travel or merchandise redemptions after spending just $1,000 in purchases within the first 3 months. This provides an immediate boost to start maximizing rewards.
• 1 point per $1 spent: Cardholders earn an unlimited 1 BMO Rewards point for every $1 spent on the card, with no category restrictions or caps. This allows you to accumulate points on all your everyday purchases for tremendous flexibility.
• 0% introductory APR offer: Enjoy a low 0.99% introductory APR on balance transfers made during the first 9 months, with a 2% balance transfer fee. This enables you to consolidate higher-interest credit card debt at an attractively low rate and save substantially on interest.
• No annual fee: There is no annual fee to use this card, allowing you to enjoy the rewards and benefits year after year at no added cost. Many similar rewards cards charge annual fees of $100 or more.

Car rental discounts: Receive up to 25% off car rentals with National Car Rental and Alamo Rent-A-Car, which can provide significant savings on business and leisure travel.