MBNA Rewards Platinum Plus Mastercard

The MBNA Rewards Platinum Plus® Mastercard® is a versatile credit card tailored for Canadian residents. With a $0 annual fee, this card offers a blend of competitive interest rates and a robust rewards program, making it an attractive option for those seeking both financial flexibility and valuable perks.

About MBNA Rewards Platinum Plus Mastercard

The MBNA Rewards Platinum Plus Mastercard is a specialized credit card offering from MBNA, a division of The Toronto-Dominion Bank in Canada. Designed to cater to a diverse range of consumer needs, this card combines financial flexibility with a rewarding experience. With competitive interest rates across various types of transactions, it aims to be a go-to financial tool for everyday use. 

The card is open to Canadian residents who meet the age of majority in their province or territory, making it accessible to a broad audience. Its focus on customer-centric features and security measures further solidifies its position as a reliable and valuable financial product.

While the MBNA Rewards Platinum Plus Mastercard offers a wide array of benefits and features, we’ve chosen to highlight the main ones that we believe offer the most value to potential cardholders. There are additional perks and details that you may find beneficial, so we encourage you to explore the card’s full offerings to determine if it aligns with your financial goals and lifestyle.

• The card starts you off on a high note with its lucrative welcome offer. You can earn 4 points per $1 spent on a variety of eligible categories, including restaurants, groceries, digital media, memberships, and household utilities. This rate is applicable until you reach an annual spend of $10,000 in these categories. Additionally, you have the opportunity to receive up to 10,000 bonus points, subject to certain conditions. This initial boost can be a significant advantage for new cardholders looking to accumulate rewards quickly.
• The absence of an annual fee is a standout feature that adds significant value to this card. Many credit cards with similar rewards structures come with an annual fee, which can offset the benefits to some extent. With the MBNA Rewards Platinum Plus Mastercard, you can enjoy all the perks without worrying about an annual charge, making it a cost-effective option for maximizing rewards.
• One of the card’s most appealing features is its flexible rewards program. You have the freedom to redeem your accumulated points in multiple ways, including cash back, brand-name merchandise, gift cards from participating retailers, charitable donations, and even travel. This flexibility allows you to tailor the rewards to suit your specific needs and lifestyle, making it a versatile option for various types of cardholders.
• A unique and delightful feature of this card is the Birthday Bonus Points program. Each year, you’ll receive bonus points equal to 10% of the total points you’ve earned in the 12 months leading up to your birthday month. The maximum you can earn through this bonus is 10,000 points per year. This annual treat serves as an extra incentive to use the card regularly and adds a personal touch to the rewards program.