Personal Premium Unlimited Plan

About Servus Credit Union

Servus Credit Union is one of the top-rated Edmonton-based credit unions in Alberta, Canada. Being a part of CUDGC, Servus Credit Union ensures no risk to your GICs, savings, and chequing. This financial body will not file for bankruptcy in the future. You can also make non-deposit investments, such as mutual funds, shares, investment shares, and common shares. But, they are not under CUDGC’s protection.

Why should you choose the Personal Premium Unlimited Plan?

Eh, you know, when it comes to banking, the Personal Premium Unlimited Plan from Servus Credit Union is truly something special, eh? It’s designed for folks like us who need to get at our money for all sorts of things. Let me break down why you might wanna give it a shot, eh?

First off, it’s all about that freedom, eh? With this plan, you can do pretty much any kind of transaction you want, from sending Interac e-Transfers to doing your banking right in the branch. No need to hold back, buddy!

And the ATMs, oh boy! You can hit up over 100 Servus ATMs here in Alberta. Plus, you can use ding-free ATMs all over this great country of ours. You can deposit cash, cheques, pay bills, and even move money between Servus accounts. And don’t forget, you can check your balance right there at the ATM, no sweat.

Now, picture this, eh? You’re sitting at home in your toque, sipping on some Tim Hortons, and you got a government cheque or something like that. No need to leave your igloo. Just fire up the Servus mobile app and deposit that cheque right from your couch. And they even take certified cheques, bank drafts, and money orders. Just wait for them to give it the ol’ verification, and you’re good to go, eh?

And hey, they got your back with overdraft protection. So, if you accidentally spend a bit too much on poutine, no worries, they’ll cover you up to $5,000. You won’t have to worry about those “insufficient funds” charges, bud.

Safety-wise, your deposits are like gold, eh? The Deposit Guarantee Corporation of Servus makes sure your money is 100% safe. That means every loonie and toonie you sock away, plus the interest you make, is in good hands.

Now, here’s a beauty of a feature – Pre-Authorized Contributions. You can set it up so some cash goes into your savings every month, like clockwork. It’s like saving up for a double-double at Timmy’s, but way smarter, eh? Helps you keep your financial ducks in a row.

And here’s the real kicker, the Profits Share program. With this plan, you can get yourself some sweet cash rewards, just for doing your regular banking stuff. I mean, who doesn’t want a bit of extra dough for free, right?

Now, before you rush off to get this plan, make sure you meet the prerequisites, eh? You gotta be at least 18, live in Alberta, or be within 75 klicks of a Servus branch. If you fit the bill, you’re good to go.

One more thing, the price tag. It’s just a buck, buddy. One dollar per account owner, and it goes into your Membership Equity Shares. You can’t beat that deal.

But, and here’s the thing, to dodge the $25 monthly fee, you gotta keep a balance of 5,000 bucks or more. So, just make sure you got some cash to keep it free, eh?