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Platinum Mastercard
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See more details about the Platinum Mastercard
- Lucrative rewards points
- Travel insurance
- Mobile device insurance
- No annual income requirement
About the Card National Bank Platinum Mastecard
The National Bank Platinum Mastercard provides cardholders with a robust rewards program that enables them to earn up to 2 rewards points per dollar spent on common household categories like grocery, dining, gas, travel, bills, and more. This creates ample opportunities to earn points on your daily expenditures rapidly.
A highly competitive annual fee of $70 is reasonable compared to premium cards with similar reward structures and benefits that often charge $120+ per year. The fee is easy to justify, given the strong earning potential.
Top features include lucrative opportunities to earn and redeem reward points for maximum value, extensive travel insurance protections, mobile device insurance, purchase protection.
You’ll also appreciate convenient perks like contactless payments, fraud monitoring, redeeming points towards travel booked through any agency or provider, and more.
The benefits are:
- Lucrative rewards points: You’ll earn up to 2 rewards per $1 spent on common categories like grocery, dining, gas, travel, and more. This generous earning rate allows you to accumulate points on your everyday household expenditures rapidly.
- Travel insurance: Get comprehensive travel insurance coverage for trips outside your province of up to 10 days, including essential protections like trip cancellation/interruption insurance, delayed flight and stolen luggage insurance, and more. This provides essential protection for you and your family while travelling within Canada or abroad.
- Mobile device insurance: Coverage in case of accidental damage, loss, or theft of your mobile phone or tablet, providing peace of mind in case you experience an unfortunate mishap. You’re covered for up to $1,000 per claim, with protection lasting up to 2 years from the date of purchase when you pay your wireless bill with this card.
- No annual income requirement: There is no minimum annual income requirement to apply for this card, making it accessible to a wide range of Canadian consumers. Eligibility is based on credit approval by the National Bank.
- Annual fee: This card has a $70 annual fee, which is very reasonable compared to similar premium travel and rewards cards that often charge annual fees of $120 or more per year. The $70 fee is easily offset through the rewards earnings and benefits.
- Low-interest rate: The purchase rate is 20.99%, a competitive interest rate, making it more affordable to carry a balance when needed versus other cards with higher interest rates. The relatively low financing rate can provide flexibility in your spending budget.
About National Bank
National Bank is one of the central banks in Canada, serving over 3 million clients across the country from coast to coast. Headquartered in Montreal, National Bank provides a comprehensive array of personal and commercial banking, investment, and insurance products and services tailored to meet Canadian consumer and business needs.
National Bank stands apart through its emphasis on innovation and robust digital capabilities to provide clients with convenient online, mobile, and app-based access to manage their finances from anywhere at any time.
With over 25,000 employees nationwide, National Bank continues building upon its reputation for delivering personalized financial solutions, premium client service and support, and a seamless banking experience through clients’ preferred channels.
Why Choose the National Bank Platinum Mastercard?
The National Bank Platinum Mastercard is an excellent choice for consumers who want a rewards-driven credit card that provides essential insurance and travel perks.
It stands out through its generous earn rates that allow you to accumulate reward points on household spending categories rapidly. The flexible redemption options enable you to get maximum value from your points towards travel booked through any provider, merchandise, gift cards, and more.
The travel medical and trip insurance protections provide essential coverage for trips within Canada or abroad. Additionally, mobile device insurance delivers peace of mind if your phone or tablet is lost, stolen, or accidentally damaged.
Contactless payment capabilities, enhanced security features, and full-service banking integration add convenience and protection.
With robust earnings potential, valuable insurance and perks, and backing by a major Canadian financial institution, the National Bank Platinum Mastercard is a rewarding choice for those who travel frequently or want to maximize the value they earn from their everyday credit card spending.