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RateAdvantage Visa
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- Low introductory interest rate
- No annual fee
- Cash back rewards
- Travel insurance
The RBC RateAdvantage Visa is designed to help borrowers minimize interest expenses in two ways.
About the Card
First, it offers an introductory low interest rate on balance transfers and new purchases for a promotional period after opening the account. During this intro period, you can transfer over balances from higher-APR credit cards you may have and save substantially on interest. Any new purchases you make will also accrue interest at this temporarily reduced rate.
Second, the RBC RateAdvantage Visa has no annual fee. Most credit cards charge between $100-$150 per year simply for having the account open. With no annual fee, the RBC RateAdvantage Visa allows you to maintain ongoing savings year after year.
On top of minimizing interest costs through its intro rate and lack of annual fee, the RBC RateAdvantage Visa also provides opportunities to earn rewards through cash back. You’ll earn cash back on common spending categories like grocery stores, gas stations, recurring bill payments, and more. This allows you to earn something back for purchases you make anyway.
Additional perks include complimentary travel insurance when you use the card to pay for travel expenses. There is also purchase protection that ensures eligible items are protected against damage or theft after purchase.
About RBC
As the largest bank in Canada with over 16 million clients globally, RBC has become a leader in the financial industry. RBC has a longstanding history dating back to 1864, when it was founded in Halifax, Nova Scotia. For over 150 years, RBC has grown steadily into one of the largest financial institutions in North America.
Headquartered in Toronto, RBC now employs approximately 86,000 people worldwide. The bank manages over $1.1 trillion in total assets and processes millions of transactions for clients daily.
Beyond its core banking operations, RBC is committed to community development and social responsibility efforts. The bank invests over $130 million annually in sponsorships, donations, and employee volunteering, focusing on supporting youth education, environmental initiatives, and more.
With its substantial assets, lengthy history, and focus on clients, RBC has established itself as an industry leader, emphasizing sound financial management, corporate social responsibility, and premium customer service.
Why Choose the RBC RateAdvantage Visa?
The RBC RateAdvantage Visa stands apart from other cards for several vital reasons. Firstly, it offers a highly competitive introductory interest rate and enticing balance transfer offer that allows substantial savings on interest. This gives it an edge over many other card options.
Secondly, the RBC RateAdvantage Visa has no annual fee, which provides ongoing savings year after year. Many similar cards carry an annual fee of $100 or more.
Additionally, this card provides excellent cash-back rewards on common spending categories without charging an annual fee. Between the rewards and interest savings, it provides excellent value for users.
The RBC RateAdvantage Visa also includes premium benefits like complimentary travel insurance and purchase protection that add further value.
For all these reasons, it’s easy to see why this card is a practical choice suitable for anyone wanting to minimize interest costs and maximize rewards on daily expenditures. It’s a top contender in its class.
The RBC RateAdvantage Visa card offers some excellent benefits that savvy borrowers will appreciate. This section provides an overview of the main advantages you can enjoy with this card.
One of the most valuable features of this card is the low introductory interest rate you’ll get on balance transfers and new purchases for a promotional period after opening the account. This allows you to save on interest when consolidating debts from cards with higher rates.
Most credit cards charge an annual fee, but the RBC RateAdvantage Visa does not. This allows you to keep saving year after year without recurring annual fees.
What’s more, you’ll earn ongoing cash back rewards on common spending categories such as supermarkets, gas stations, recurring bills and more. This helps you earn something back for your daily expenses.
Finally, when you pay for travel expenses, such as flights and hotels, with your RBC RateAdvantage Visa, you will receive free travel insurance coverage. This protects you against unexpected events.