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How to Apply RBC Cash Back Mastercard
In a world where financial flexibility is not just a luxury but a necessity, the RBC Cash Back Mastercard emerges as a beacon of empowerment. This isn’t just another piece of plastic to add to your wallet; it’s a tool designed to enrich your lifestyle. With no annual fee and a plethora of cash back rewards, this card is a game-changer for anyone from the budget-conscious college student to the savvy suburban parent.
Now, before we deep dive into the befits and features of this card, let’s take a quick look at the bank institution that issues it.
Royal Bank background and profile
Founded in 1864, the Royal Bank of Canada (RBC) stands as one of the oldest and most esteemed financial institutions in North America.
With its headquarters in Toronto, Canada, RBC has evolved into a global powerhouse, serving over 16 million clients across 36 countries. Renowned for its stability and innovation, the bank offers a comprehensive suite of financial products and services, including personal and commercial banking, wealth management, and capital markets.
As the largest bank in Canada by market capitalization, RBC has garnered numerous awards for its commitment to excellence and corporate responsibility. The issuance of the RBC Cash Back Mastercard is yet another testament to the bank’s dedication to providing value-added services that empower consumers in their financial journey.
Contact RBC by phone
- Credit Cards Department 1-800-769-2511
- Services using a teletypewriter (TTY) for people who are hard of hearing or deaf: 1-800-661-1275
- Call from outside Canada (Credit Cards Only): +800-0-769-2512
Schedule an appointment with RBC (current clients)
Booking an appointment using RBC Online Banking or the RBC Mobile app is the simplest method. You can select an adviser, a time, and the meeting method you like, such as in-person, over the phone, or by video conference.
How to schedule a meeting using the RBC Mobile app
- In the upper right corner of your screen, tap the Help symbol.
- Take your pick to attend the meeting, and then click the blue button. A button labeled “Book a Meeting”.
- Take note of the instructions that appear on the screen.
Benefits of RBC Cash Back Mastercard
Imagine earning up to 2% cash back on your grocery store purchases, and up to 1% on everything else, yes, it’s that straightforward. But the benefits don’t stop there. The card also offers additional features and optional add-on services to protect your identity, your family, and your credit card balance.
Let’s delve into the details of each benefit:
1. No Annual Fee
The RBC Cash Back Mastercard comes with the enticing advantage of having no annual fee. This feature makes it an excellent choice for those who are budget-conscious or new to the world of credit cards. Without the burden of an annual fee, you can focus on maximizing the card’s other benefits without worrying about offsetting costs.
2. Cash Back on Grocery Store Purchases
One of the standout features of this card is the cash back you can earn on grocery store purchases. You’ll receive 2% cash back on up to $6,000 spent in grocery store purchases per Annual Period. This means you could earn up to $120 back just by doing your regular grocery shopping.
3. Additional Cash Back on Other Purchases
Beyond groceries, the card offers additional cash back opportunities. For grocery store purchases in excess of $6,000 per Annual Period, you’ll still earn 1% cash back. Additionally, you’ll earn 0.5% to 1% cash back on other net purchases, including pre-authorized bill payments, making it a versatile card for all your spending needs.
4. Optional Add-On Services
The RBC Cash Back Mastercard goes beyond just financial rewards; it also offers optional add-on services designed to protect your identity, your family, and your credit card balance. These services can provide an extra layer of security and peace of mind as you navigate your financial journey.
5. Quick Online Application Process
Applying for the RBC Cash Back Mastercard is a straightforward and speedy process. Just a matter of filling the form provided with all your info and send it. You’ll be contacted back soon.
6. Petro-Points and Bonus Offers
If you’re a frequent visitor to Petro-Canada gas stations, this card has an additional perk for you. By linking your RBC card to your Petro-Points card, you can save three cents per litre on gasoline and earn a bonus of 20% more Petro-Points. This collaboration makes it easier to save money and earn rewards on both everyday and special purchases.
- 1: No Annual Fee. This card comes with no annual fee, making it cost-effective for cardholders.
- 2: Cash Back on Grocery Store Purchases. Earn up to 2% cash back on grocery store purchases up to a maximum of $6,000 per Annual Period.
- 3: Additional Cash Back on Other Purchases. Earn 1% cash back on grocery store purchases in excess of $6,000 and 0.5% to 1% on other net purchases.
- 4: Optional Add-On Services. Add optional services to protect your identity, your family, and your credit card balance.
- 5: Quick Online Application Process. Applying online is safe and secure, with a response time of less than 60 seconds.
- 6: Petro-Points and Bonus Offers. Link your RBC card to your Petro-Points card to save on gasoline and earn 20% more Petro-Points.
Who’s eligible for the RBC Cash Back Mastercard
To apply for the RBC Cash Back Mastercard, you need to:
- Abide by the minimum age requirement, 18 or 19 years, depending on the jurisdiction.
- You need to be a Canadian resident
How to obtain the RBC Cash Back Mastercard
In order to apply for the RBC Cash Back Mastercard, you need to visit the RBC website and click on the blue button “Apply Now”. From there, just fill the form with your personal and financial information. Remember that in order to be successful in your application, you will need to:
- Have a stable source of income
- Have a good credit score
A credit specialist will examine your credit card application after you’ve submitted it. Within the next few weeks, you will get additional information regarding your application by mail.
You can call 1-800-769-2512 for further details if you have any questions regarding your application.
PRESS HERE TO APPLY THE RBC CASH BACK MASTERCARD
Our Opinion
The RBC Cash Back Mastercard distinguishes itself as a truly consumer-centric choice. From its no-annual-fee structure to its generous cash back rewards on everyday purchases, this card is designed to put money back into your pocket. The optional add-on services and quick online application process further elevate its appeal, making it a comprehensive financial tool for a wide range of consumers. We believe this card offers a blend of benefits that are both practical and rewarding, therefore have no issues recommending the RBC Cash Back Mastercard as a reliable and beneficial addition to your financial portfolio.
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